<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>WWR Bankruptcy &#62; Your Bankruptcy News &#38; Information Source &#187; Monette Cope</title>
	<atom:link href="http://wwrbankruptcy.com/author/monette/feed/" rel="self" type="application/rss+xml" />
	<link>http://wwrbankruptcy.com</link>
	<description>WW&#38;R Bankruptcy practice group of Weltman, Weinberg &#38; Reis, the nation&#039;s largest creditor&#039;s rights law firm, is your source for bankruptcy news and information. We are committed to helping clients thrive in these ever changing times.</description>
	<lastBuildDate>Tue, 17 Apr 2012 14:01:37 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>Best Practice in Bankruptcy Notices of Default</title>
		<link>http://wwrbankruptcy.com/2012/04/17/best-practice-in-bankruptcy-notices-of-default/</link>
		<comments>http://wwrbankruptcy.com/2012/04/17/best-practice-in-bankruptcy-notices-of-default/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 14:01:37 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Notice of Default]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=530</guid>
		<description><![CDATA[By Monette W. Cope, Esq. The mortgage industry is under tremendous scrutiny from the Attorney General and the States&#8217; Attorney Generals, as well as the new Consumer Financial Protection Bureau which just announced it will be drafting rules to regulate all servicers.  In response, most in the industry are stepping up and being more transparent [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2012/04/17/best-practice-in-bankruptcy-notices-of-default/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anna Nicole Smith and the Supremes</title>
		<link>http://wwrbankruptcy.com/2012/04/10/anna-nicole-smith-and-the-supremes/</link>
		<comments>http://wwrbankruptcy.com/2012/04/10/anna-nicole-smith-and-the-supremes/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 14:30:58 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Court]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=520</guid>
		<description><![CDATA[by Monette W. Cope, Esq. While it may appear that Anna Nicole Smith&#8217;s legacy will be her controversial public persona, her real legacy will likely be the Supreme Court&#8217;s confusing decision in Stern v. Marshall, 131 S. Ct. 2594  (2011).  This decision casts doubt on a bankruptcy court&#8217;s authority to issue final and binding orders [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2012/04/10/anna-nicole-smith-and-the-supremes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should This Mortgage Be Saved?</title>
		<link>http://wwrbankruptcy.com/2011/10/11/should-this-mortgage-be-saved/</link>
		<comments>http://wwrbankruptcy.com/2011/10/11/should-this-mortgage-be-saved/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 14:30:29 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=463</guid>
		<description><![CDATA[With residential loans defaulting at a record pace, Congress proposed or passed various bills to staunch this consequence of the economic dive-bomb.  The Home Affordable Modification Program (“HAMP”) was enacted to prevent foreclosures through loan modifications.    The general consensus is that this program has not produced the number of loan modifications as hoped.  The process [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/10/11/should-this-mortgage-be-saved/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attacking Confirmation Orders Post-Espinosa</title>
		<link>http://wwrbankruptcy.com/2011/04/19/attacking-confirmation-orders-post-espinosa/</link>
		<comments>http://wwrbankruptcy.com/2011/04/19/attacking-confirmation-orders-post-espinosa/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 21:49:50 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Court]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[bankruptcy provisions]]></category>
		<category><![CDATA[confirmation order]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=400</guid>
		<description><![CDATA[Hope was extinguished for creditors who would seek to overturn illegal provisions in confirmed Chapter 13 plans by the Supreme Court’s recent decision in Espinosa.[1] There, the Court upheld an order confirming a plan that stated all student loans would be discharged upon the debtor’s Chapter 13 discharge even though the provision was illegal – [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/04/19/attacking-confirmation-orders-post-espinosa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Spouses Cannot Strip Mortgage Liens in Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 18:32:19 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[strip lien]]></category>
		<category><![CDATA[tenancy by the entirety]]></category>
		<category><![CDATA[wholly unsecured liens]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=397</guid>
		<description><![CDATA[In a previous advisory, titled “Lien Stripping Prohibited if Debtor is Ineligible for Discharge”, the discussion centered on emerging case law that prohibits a debtor from stripping liens on wholly unsecured mortgage claims when that debtor is ineligible for a Chapter 13 discharge.  A recent case out of the Northern District of Illinois Bankruptcy Court [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lien Stripping Prohibited If Debtor Is Ineligible For Discharge</title>
		<link>http://wwrbankruptcy.com/2011/04/07/lien-stripping-prohibited-if-debtor-is-ineligible-for-discharge/</link>
		<comments>http://wwrbankruptcy.com/2011/04/07/lien-stripping-prohibited-if-debtor-is-ineligible-for-discharge/#comments</comments>
		<pubDate>Thu, 07 Apr 2011 18:16:17 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[2005 BAPCPA]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[mortgage liens]]></category>
		<category><![CDATA[unsecured liens]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=383</guid>
		<description><![CDATA[Chapter 13 debtors who are ineligible for a discharge may not strip mortgage liens, even if the liens are wholly unsecured. This is a growing consensus among a majority of bankruptcy courts, and is a result of the interplay between two Bankruptcy Code provisions enacted in the 2005 BAPCPA amendments. The first provision is that [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/04/07/lien-stripping-prohibited-if-debtor-is-ineligible-for-discharge/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New Plan Provision Allows Lien Stripping Without An Adversary Proceeding</title>
		<link>http://wwrbankruptcy.com/2010/09/14/new-plan-provision-allows-lien-stripping-without-an-adversary-proceeding/</link>
		<comments>http://wwrbankruptcy.com/2010/09/14/new-plan-provision-allows-lien-stripping-without-an-adversary-proceeding/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 19:31:35 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[adversary proceeding]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[Northern District of Illinois]]></category>
		<category><![CDATA[Sec. E. 3.2]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=361</guid>
		<description><![CDATA[Stripping unsecured liens without an adversary proceeding is now easier for debtors in the Northern District of Illinois (Chicago).  The new Model Plan adds a section specifically for lien stripping.  Debtors will be required to use this new plan commencing October 15, 2010, but the plan is available online now, and debtor’s attorneys can start [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/09/14/new-plan-provision-allows-lien-stripping-without-an-adversary-proceeding/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Treasury Department Issues Guidelines for Use of HAMP in Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:00:03 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 13 Trustee]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=335</guid>
		<description><![CDATA[A recent post advised lenders and servicers of a strategy proposed by a prominent Chapter 13 Trustee to file bankruptcy and apply for a HAMP modification at the same time. To recap, theoretically, the servicer will lower the mortgage payments and a modification would be in executed within 60 days of filing the bankruptcy, and [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware of Chapter 13 Plans That Depend on HAMP Modification</title>
		<link>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/</link>
		<comments>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 18:15:51 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Affidavid of Hardship]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Request for Modification]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=327</guid>
		<description><![CDATA[The bills in both the House and Senate which would have allowed bankruptcy judges to modify the terms of certain mortgages died long ago.  However, one prominent Chapter 13 bankruptcy trustee is promoting his own version of reform by promoting the use of HAMP (Homeowners Affordable Modification Program) in concert with a Chapter 13 bankruptcy.  [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debtors May Not Use Bankruptcy To Extend Expired State Court Deadlines</title>
		<link>http://wwrbankruptcy.com/2010/03/04/debtors-may-not-use-bankruptcy-to-extend-expired-state-court-deadlines/</link>
		<comments>http://wwrbankruptcy.com/2010/03/04/debtors-may-not-use-bankruptcy-to-extend-expired-state-court-deadlines/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 18:50:14 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Extension of Time]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[redemption period]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=304</guid>
		<description><![CDATA[Lenders are faced with more and different challenges from debtors in these stressful financial times. One tactic being tried in Illinois is to use bankruptcy to attempt to extend a state court right of redemption on real estate in foreclosure. Illinois Foreclosure law gives a mortgagor a specified and limited time to redeem a mortgage [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/03/04/debtors-may-not-use-bankruptcy-to-extend-expired-state-court-deadlines/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

