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	<title>WWR Bankruptcy &#62; Your Bankruptcy News &#38; Information Source &#187; Bankruptcy Act 2009</title>
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	<link>http://wwrbankruptcy.com</link>
	<description>WW&#38;R Bankruptcy practice group of Weltman, Weinberg &#38; Reis, the nation's largest creditor's rights law firm, is your source for bankruptcy news and information. We are committed to helping clients thrive in these ever changing times.</description>
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		<title>Additional Documentation Requirements in Southern Indiana and Southern Ohio</title>
		<link>http://wwrbankruptcy.com/2009/11/27/additional-documentation-requirements-in-southern-indiana-and-southern-ohio/</link>
		<comments>http://wwrbankruptcy.com/2009/11/27/additional-documentation-requirements-in-southern-indiana-and-southern-ohio/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 13:00:41 +0000</pubDate>
		<dc:creator>Laura Faulkner</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Local Procedures & Rules]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[local rules]]></category>
		<category><![CDATA[motions for relief from stay]]></category>
		<category><![CDATA[post-petition payment history]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Southern District of Indiana]]></category>
		<category><![CDATA[Southern District of Ohio]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=273</guid>
		<description><![CDATA[The Southern District of Indiana and the Southern District of Ohio are revising their Local Rules effective December 1, 2009. Both jurisdictions are revising their Rules to require creditors to attach a post-petition payment history to motions for relief from stay in Chapter 13 cases.
Additionally, the Southern District of Ohio will require additional documentation to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Changes to the Federal Rules of Bankruptcy Procedure</title>
		<link>http://wwrbankruptcy.com/2009/11/25/changes-to-the-federal-rules-of-bankruptcy-procedure/</link>
		<comments>http://wwrbankruptcy.com/2009/11/25/changes-to-the-federal-rules-of-bankruptcy-procedure/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 20:34:50 +0000</pubDate>
		<dc:creator>Laura Faulkner</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Federal Rules of Bankruptcy Procedure]]></category>
		<category><![CDATA[filing pleadings]]></category>
		<category><![CDATA[responses to pleadings]]></category>
		<category><![CDATA[Rule 4001]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=271</guid>
		<description><![CDATA[Effective December 1, 2009, the Federal Rules of Bankruptcy Procedure will be updated. The most significant change that affects creditors is the change in various time periods. The Rules set forth a number of deadlines for filing pleadings or responses to pleadings. These deadlines are not consistent and oftentimes fall on weekends or holidays. The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Change In Bankruptcy Rule Adds Reaffirmation Cover Sheet</title>
		<link>http://wwrbankruptcy.com/2009/10/23/change-in-bankruptcy-rule-adds-reaffirmation-cover-sheet/</link>
		<comments>http://wwrbankruptcy.com/2009/10/23/change-in-bankruptcy-rule-adds-reaffirmation-cover-sheet/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 12:00:09 +0000</pubDate>
		<dc:creator>David Yunghans</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[reaffirmation]]></category>
		<category><![CDATA[reaffirmation agreements]]></category>
		<category><![CDATA[reaffirmation cover sheet]]></category>
		<category><![CDATA[undue hardship]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=258</guid>
		<description><![CDATA[The form used for reaffirmation agreements will change as of December 1, 2009. Creditors filing reaffirmation agreements will be required to include a completed reaffirmation cover sheet with the filing of an agreement.  The cover sheet is a two-page questionnaire filled out by debtors and creditors that discloses financial information necessary for the court to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Statehouse Bill Would Require Lenders To Mediate Before Filing A Foreclosure Action</title>
		<link>http://wwrbankruptcy.com/2009/10/22/statehouse-bill-would-require-lenders-to-mediate-before-filing-a-foreclosure-action/</link>
		<comments>http://wwrbankruptcy.com/2009/10/22/statehouse-bill-would-require-lenders-to-mediate-before-filing-a-foreclosure-action/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:40:04 +0000</pubDate>
		<dc:creator>David Yunghans</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[House Bill 306]]></category>
		<category><![CDATA[mandatory mediation]]></category>
		<category><![CDATA[Matthew Dolan]]></category>
		<category><![CDATA[mediation]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=249</guid>
		<description><![CDATA[Currently in Ohio before filing a foreclosure action, the lender is not required to participate in a mediation program.  This may soon change as Ohio State Representative Matthew Dolan proposed a bill in the Ohio House, which would make mediation mandatory before filing a foreclosure.  Under House Bill 306, a lender would be required to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Not Gone and Not Forgotten: Bankruptcy Reform and Cram Down</title>
		<link>http://wwrbankruptcy.com/2009/08/26/not-gone-and-not-forgotten-bankruptcy-reform-and-cram-down/</link>
		<comments>http://wwrbankruptcy.com/2009/08/26/not-gone-and-not-forgotten-bankruptcy-reform-and-cram-down/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 13:00:27 +0000</pubDate>
		<dc:creator>Beth Schenz</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Barney Frank]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[foreclosure crisis]]></category>
		<category><![CDATA[John Rao]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[National Consumer Law Center]]></category>
		<category><![CDATA[Susan Bodington]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=238</guid>
		<description><![CDATA[Last month, House Financial Services Committee Chairman Barney Frank (MA- D) indicated that he would revive the bankruptcy legislation that would allow debtors to cram down first mortgages.  Specifically, if the banks did not increase their efforts to modify existing home loans, Franks stated that he would revisit the bankruptcy cram down legislation. 
Not only is [...]]]></description>
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		<title>10th Circuit Court of Appeals Rules Negative Equity is Purchase Money</title>
		<link>http://wwrbankruptcy.com/2009/08/24/10th-circuit-court-of-appeals-rules-negative-equity-is-purchase-money/</link>
		<comments>http://wwrbankruptcy.com/2009/08/24/10th-circuit-court-of-appeals-rules-negative-equity-is-purchase-money/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 19:14:37 +0000</pubDate>
		<dc:creator>David Yunghans</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Motor Vehicle]]></category>
		<category><![CDATA[10th Circuit Court of Appeals]]></category>
		<category><![CDATA[910-day rule]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[secured claim]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=235</guid>
		<description><![CDATA[Under Bankruptcy law, a debtor cannot cram down a secured claim when the creditor has a purchase money security interest in a motor vehicle acquired for the debtor’s personal use within 910 days of a debtor’s bankruptcy filing.  In some vehicle purchase transactions, debtors trade-in a vehicle in order to purchase a new vehicle.  If [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summer Is Here And The Temperature Is Not The Only Thing Rising</title>
		<link>http://wwrbankruptcy.com/2009/08/21/summer-is-here-and-the-temperature-is-not-the-only-thing-rising/</link>
		<comments>http://wwrbankruptcy.com/2009/08/21/summer-is-here-and-the-temperature-is-not-the-only-thing-rising/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 13:00:13 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy legislation]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[increased filings]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=230</guid>
		<description><![CDATA[The number of Bankruptcy filings through the first half of the year has increased almost 37%. Business bankruptcy filings have increased in the first six months almost 110%. Over 1.5 million bankruptcies being filed this year could be a reality.  Things are also heating up again in Congress. The proposed cram down legislation, which was [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/08/21/summer-is-here-and-the-temperature-is-not-the-only-thing-rising/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Still Looming:  Bankruptcy Reform and Cramdown</title>
		<link>http://wwrbankruptcy.com/2009/07/24/still-looming-bankruptcy-reform-and-cramdown/</link>
		<comments>http://wwrbankruptcy.com/2009/07/24/still-looming-bankruptcy-reform-and-cramdown/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 18:53:25 +0000</pubDate>
		<dc:creator>Beth Schenz</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Adam Levitin]]></category>
		<category><![CDATA[Alys Cohen]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy reform]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure crisis]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Jeff Sessions]]></category>
		<category><![CDATA[Mark Calabria]]></category>
		<category><![CDATA[Richard Durbin]]></category>
		<category><![CDATA[Richard Genirberg]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=223</guid>
		<description><![CDATA[On July 23, 2009, the Senate Committee on the Judiciary, Subcommittee on Administrative Oversight and the Courts scheduled a hearing on &#8220;The Worsening Foreclosure Crisis: Is It Time to Reconsider Bankruptcy Reform?&#8221; Due to the rise in foreclosures and continuing high level of unemployment, Democratic senators are attempting to revisit the bankruptcy reform that would [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/07/24/still-looming-bankruptcy-reform-and-cramdown/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Senate Rejects Cramdown Provision</title>
		<link>http://wwrbankruptcy.com/2009/05/01/senate-rejects-cramdown-provision/</link>
		<comments>http://wwrbankruptcy.com/2009/05/01/senate-rejects-cramdown-provision/#comments</comments>
		<pubDate>Fri, 01 May 2009 19:50:19 +0000</pubDate>
		<dc:creator>David Yunghans</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[cram down]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=211</guid>
		<description><![CDATA[The Senate earlier this week introduced two versions of the Helping Families Save Their Homes Act of 2009.  On April 30, 2009 the Senate voted down an amendment to one of the Senate Bills, which sought to add the cram-down provision to the bill.  The vote was 45 yeas to 51 neas.   All Senate Republicans [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/05/01/senate-rejects-cramdown-provision/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Cramdown Legislation On Shaky Ground</title>
		<link>http://wwrbankruptcy.com/2009/04/13/bankruptcy-cramdown-legislation-on-shaky-ground/</link>
		<comments>http://wwrbankruptcy.com/2009/04/13/bankruptcy-cramdown-legislation-on-shaky-ground/#comments</comments>
		<pubDate>Mon, 13 Apr 2009 12:22:54 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[Harry Reid]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=198</guid>
		<description><![CDATA[The Senate may leave the proposed cramdown legislation behind as it considers other remedies for the housing and mortgage meltdown.
The legislation would allow bankruptcy judges to modify certain home mortgage loans by reducing the principal, the payments, and/or the interest rates.  The lending community has fiercely opposed it, and some lawmakers on both sides of [...]]]></description>
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		<slash:comments>0</slash:comments>
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