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	<title>WWR Bankruptcy &#62; Your Bankruptcy News &#38; Information Source &#187; Chapter 7</title>
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	<link>http://wwrbankruptcy.com</link>
	<description>WW&#38;R Bankruptcy practice group of Weltman, Weinberg &#38; Reis, the nation&#039;s largest creditor&#039;s rights law firm, is your source for bankruptcy news and information. We are committed to helping clients thrive in these ever changing times.</description>
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		<title>Reaffirming Unsecured Debt in Western District of Pennsylvania</title>
		<link>http://wwrbankruptcy.com/2011/05/02/reaffirming-unsecured-debt-in-western-district-of-pennsylvania/</link>
		<comments>http://wwrbankruptcy.com/2011/05/02/reaffirming-unsecured-debt-in-western-district-of-pennsylvania/#comments</comments>
		<pubDate>Mon, 02 May 2011 17:15:35 +0000</pubDate>
		<dc:creator>Nicole Kellner-Swick</dc:creator>
				<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[reaffirmation]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=407</guid>
		<description><![CDATA[By Keri P. Claeys, Esq. Recently, lenders/credit unions in Pennsylvania have been advised by debtors of their intentions and wishes to reaffirm unsecured lines of credit and/or visa loans in order to maintain their good relationship with the lending institution. With increasingly stringent lending practices and approval on loans being harder to secure, debtors are [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/05/02/reaffirming-unsecured-debt-in-western-district-of-pennsylvania/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>When Spouses Cannot Strip Mortgage Liens in Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 18:32:19 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[strip lien]]></category>
		<category><![CDATA[tenancy by the entirety]]></category>
		<category><![CDATA[wholly unsecured liens]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=397</guid>
		<description><![CDATA[In a previous advisory, titled “Lien Stripping Prohibited if Debtor is Ineligible for Discharge”, the discussion centered on emerging case law that prohibits a debtor from stripping liens on wholly unsecured mortgage claims when that debtor is ineligible for a Chapter 13 discharge.  A recent case out of the Northern District of Illinois Bankruptcy Court [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Lien Stripping Prohibited If Debtor Is Ineligible For Discharge</title>
		<link>http://wwrbankruptcy.com/2011/04/07/lien-stripping-prohibited-if-debtor-is-ineligible-for-discharge/</link>
		<comments>http://wwrbankruptcy.com/2011/04/07/lien-stripping-prohibited-if-debtor-is-ineligible-for-discharge/#comments</comments>
		<pubDate>Thu, 07 Apr 2011 18:16:17 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[2005 BAPCPA]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[mortgage liens]]></category>
		<category><![CDATA[unsecured liens]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=383</guid>
		<description><![CDATA[Chapter 13 debtors who are ineligible for a discharge may not strip mortgage liens, even if the liens are wholly unsecured. This is a growing consensus among a majority of bankruptcy courts, and is a result of the interplay between two Bankruptcy Code provisions enacted in the 2005 BAPCPA amendments. The first provision is that [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/04/07/lien-stripping-prohibited-if-debtor-is-ineligible-for-discharge/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Senate Judiciary Committee Approves National Loss Mitigation Program in Bankruptcy Cases</title>
		<link>http://wwrbankruptcy.com/2011/04/06/senate-judiciary-committee-approves-national-loss-mitigation-program-in-bankruptcy-cases/</link>
		<comments>http://wwrbankruptcy.com/2011/04/06/senate-judiciary-committee-approves-national-loss-mitigation-program-in-bankruptcy-cases/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 14:57:16 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Loss Mitigation]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=380</guid>
		<description><![CDATA[On April 5, 2011, the Senate Judiciary Committee passed a bill to establish a National Loss Mitigation Program in Bankruptcy Cases. By a vote of 10-8, the bill sponsored by Senator Whitehouse of Rhode Island will move onto the Senate. Senate Bill 222 will allow bankruptcy judges under 11 USC 105 to establish loss mitigation [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2011/04/06/senate-judiciary-committee-approves-national-loss-mitigation-program-in-bankruptcy-cases/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>New Jersey Bankruptcy Court Rejects Debtor’s Attempt to Avoid Lien in a Chapter 7 Case</title>
		<link>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/</link>
		<comments>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 19:22:29 +0000</pubDate>
		<dc:creator>Karina Velter</dc:creator>
				<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Dewsnup v. Timm]]></category>
		<category><![CDATA[In re Laskin]]></category>
		<category><![CDATA[In re McDonald]]></category>
		<category><![CDATA[In re Talbert]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage lien]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Nobelman v. American Savings Bank]]></category>
		<category><![CDATA[Ryan v. Homcomings Fin. Network]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=357</guid>
		<description><![CDATA[Following the trend of a majority of the Circuit Courts, the United States Bankruptcy Court for the District of New Jersey concludes that a Chapter 7 debtor may not void a lien under §506(d) where the claim is wholly unsecured.  This is an important decision for creditors as it solidifies the principle that a wholly [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy &amp; The Economy: A Valuable Session</title>
		<link>http://wwrbankruptcy.com/2010/05/06/bankruptcy-the-economy-a-valuable-session/</link>
		<comments>http://wwrbankruptcy.com/2010/05/06/bankruptcy-the-economy-a-valuable-session/#comments</comments>
		<pubDate>Thu, 06 May 2010 18:02:16 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Bankruptcy Court]]></category>
		<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Cleveland Metropolitan Bar Association]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[seminar]]></category>
		<category><![CDATA[William J. O'Neill Regional Bankruptcy Institute]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=347</guid>
		<description><![CDATA[Cleveland, Ohio &#8211; May 6, 2010 The William J. O&#8217;Neill Regional Bankruptcy Institute, a part of the Cleveland Metropolitan Bar Association, is conducting a bankruptcy seminar offering an entertaining and comprehensive approach to the latest and best in the bankruptcy and insolvency arenas at the Marriott at Key Tower on May 12 and 13.  The [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/05/06/bankruptcy-the-economy-a-valuable-session/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Bankruptcy Filings Continue to Rise</title>
		<link>http://wwrbankruptcy.com/2010/03/23/bankruptcy-filings-continue-to-rise/</link>
		<comments>http://wwrbankruptcy.com/2010/03/23/bankruptcy-filings-continue-to-rise/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 14:06:05 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[11th Circuit]]></category>
		<category><![CDATA[6th Circuit]]></category>
		<category><![CDATA[9th Circuit]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[increase]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=316</guid>
		<description><![CDATA[2009 brought us increased bankruptcy filings. The number of filings approached the levels of 2004. 2009 saw 1.4 million consumer filings. Approximately 71% of the filings were Chapter 7’s and 28% were Chapter 13’s. Less than 1% were Chapter 11 filings.  The first two months of 2010 has seen a continuation in the increased number [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/03/23/bankruptcy-filings-continue-to-rise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Bankruptcy Relief from Stay Forms to Take Effect in Northern District of Ohio</title>
		<link>http://wwrbankruptcy.com/2010/02/26/new-bankruptcy-relief-from-stay-forms-to-take-effect-in-northern-district-of-ohio/</link>
		<comments>http://wwrbankruptcy.com/2010/02/26/new-bankruptcy-relief-from-stay-forms-to-take-effect-in-northern-district-of-ohio/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 12:00:37 +0000</pubDate>
		<dc:creator>Scott Fink</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[motions for relief from stay]]></category>
		<category><![CDATA[Northern District of Ohio]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=301</guid>
		<description><![CDATA[On February 23, 2010, it was announced that the Bankruptcy Court for the Northern District of Ohio will begin utilizing new forms for the filing of Relief from Stay Motions in Chapter 7, Chapter 13 and Chapter 11.  The forms will need to be used for any motions filed on or after April 1, 2010. [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/02/26/new-bankruptcy-relief-from-stay-forms-to-take-effect-in-northern-district-of-ohio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding Preference Risk</title>
		<link>http://wwrbankruptcy.com/2009/12/10/avoiding-preference-risk/</link>
		<comments>http://wwrbankruptcy.com/2009/12/10/avoiding-preference-risk/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 18:53:31 +0000</pubDate>
		<dc:creator>Nicole Kellner-Swick</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[avoid risk]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[contemporaneous exchange]]></category>
		<category><![CDATA[litigation]]></category>
		<category><![CDATA[new value]]></category>
		<category><![CDATA[ordinary course]]></category>
		<category><![CDATA[preference payments]]></category>
		<category><![CDATA[Section 547]]></category>
		<category><![CDATA[settlement agreement]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=276</guid>
		<description><![CDATA[By Kevin C. Susman, Associate Creditors doing business with entities they suspect are on the verge of filing for bankruptcy protection need to be aware that they may be required to return the payments received from that entity within the 90 days preceding a bankruptcy filing. Whether you are a party to litigation entering into [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/12/10/avoiding-preference-risk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Trustees Being Aggressive In Attempting To Avoid Mortgage Liens</title>
		<link>http://wwrbankruptcy.com/2009/10/09/chapter-7-trustees-being-aggressive-in-attempting-to-avoid-mortgage-liens/</link>
		<comments>http://wwrbankruptcy.com/2009/10/09/chapter-7-trustees-being-aggressive-in-attempting-to-avoid-mortgage-liens/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 14:16:10 +0000</pubDate>
		<dc:creator>Brian Davis</dc:creator>
				<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bona fide purchaser]]></category>
		<category><![CDATA[chapter 7 trustee]]></category>
		<category><![CDATA[liens]]></category>
		<category><![CDATA[mortgage lien]]></category>
		<category><![CDATA[notary acknowledgment]]></category>
		<category><![CDATA[real property]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=246</guid>
		<description><![CDATA[Under Bankruptcy law, a Chapter 7 Trustee acquires the rights of a bona fide purchaser for value upon the filing of a Chapter 7 petition.  A bona fide purchaser takes real property subject only to liens that are properly perfected.  In cases where a lender’s mortgage was not executed in accordance with Ohio law, the [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/10/09/chapter-7-trustees-being-aggressive-in-attempting-to-avoid-mortgage-liens/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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