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	<title>WWR Bankruptcy &#62; Your Bankruptcy News &#38; Information Source &#187; Real Estate</title>
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	<description>WW&#38;R Bankruptcy practice group of Weltman, Weinberg &#38; Reis, the nation&#039;s largest creditor&#039;s rights law firm, is your source for bankruptcy news and information. We are committed to helping clients thrive in these ever changing times.</description>
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		<title>Foreclosure Fraud and the One Percent Interest</title>
		<link>http://wwrbankruptcy.com/2012/04/06/foreclosure-fraud-and-the-one-percent-interest/</link>
		<comments>http://wwrbankruptcy.com/2012/04/06/foreclosure-fraud-and-the-one-percent-interest/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 14:30:54 +0000</pubDate>
		<dc:creator>Stephen Franks</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=515</guid>
		<description><![CDATA[By Stephen R. Franks, Esq. On March 16, 2012, Frederic Alan Gladle will be sentenced for his role in a nationwide foreclosure-rescue fraud scheme that charged homeowners facing foreclosure fees in exchange for fraudulently postponing foreclosure sales.   Gladle’s role in the scheme netted him more than $1.6 million in fees from homeowners and delayed the [...]]]></description>
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		<item>
		<title>Is a Debtor&#8217;s Ability to Strip Off Second Mortgages Expanding?</title>
		<link>http://wwrbankruptcy.com/2012/03/30/is-a-debtors-ability-to-strip-off-second-mortgages-expanding/</link>
		<comments>http://wwrbankruptcy.com/2012/03/30/is-a-debtors-ability-to-strip-off-second-mortgages-expanding/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 14:30:36 +0000</pubDate>
		<dc:creator>msteiner</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[lien stripping]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=509</guid>
		<description><![CDATA[Recent holdings in the Southern Bankruptcy District of Florida[1] and elsewhere demonstrate that debtors are seeking to expand their ability to strip off junior liens on real property in a Chapter 13 reorganization after having received a prior Chapter 7 discharge, and the Courts are beginning to step out of the way. Since the enactment [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Another Jurisdiction Allows Lien Stripping After Chapter 7 Discharge</title>
		<link>http://wwrbankruptcy.com/2012/03/16/another-jurisdiction-allows-lien-stripping-after-chapter-7-discharge/</link>
		<comments>http://wwrbankruptcy.com/2012/03/16/another-jurisdiction-allows-lien-stripping-after-chapter-7-discharge/#comments</comments>
		<pubDate>Fri, 16 Mar 2012 15:39:23 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=504</guid>
		<description><![CDATA[The United States District Court for the Eastern District of California In Re Frazier has turned the tides on the split decisions in the Eastern District of California pertaining to the ability of a Debtor to strip second mortgages that have no value in a Chapter 13 proceeding after the Debtor has obtained a discharge [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should This Mortgage Be Saved?</title>
		<link>http://wwrbankruptcy.com/2011/10/11/should-this-mortgage-be-saved/</link>
		<comments>http://wwrbankruptcy.com/2011/10/11/should-this-mortgage-be-saved/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 14:30:29 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=463</guid>
		<description><![CDATA[With residential loans defaulting at a record pace, Congress proposed or passed various bills to staunch this consequence of the economic dive-bomb.  The Home Affordable Modification Program (“HAMP”) was enacted to prevent foreclosures through loan modifications.    The general consensus is that this program has not produced the number of loan modifications as hoped.  The process [...]]]></description>
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		<title>MERS Under Fire</title>
		<link>http://wwrbankruptcy.com/2011/10/06/458/</link>
		<comments>http://wwrbankruptcy.com/2011/10/06/458/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 14:00:16 +0000</pubDate>
		<dc:creator>EHonsahicks</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=458</guid>
		<description><![CDATA[MERS, Mortgage Electronic Registration Systems, Inc., is the ostensible nominee for numerous lenders on countless mortgages. Like many in the lending industry, this behemoth is now under fire in courtrooms across America, emerging from a variety of challenges, some as a victim and some as a victor. MERS itself is a nationwide database that facilitates [...]]]></description>
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		<title>New Bankruptcy Rules Increase Scrutiny Regarding The Filing of Secured Claims and Mortgage Proof of Claims</title>
		<link>http://wwrbankruptcy.com/2011/10/03/new-bankruptcy-rules-increase-scrutiny-regarding-the-filing-of-secured-claims-and-mortgage-proof-of-claims/</link>
		<comments>http://wwrbankruptcy.com/2011/10/03/new-bankruptcy-rules-increase-scrutiny-regarding-the-filing-of-secured-claims-and-mortgage-proof-of-claims/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 14:30:04 +0000</pubDate>
		<dc:creator>David Yunghans</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=461</guid>
		<description><![CDATA[New bankruptcy rules are set to go into effect on December 1, 2011.  Of concern to secured creditors and mortgage lenders are requirements imposed on filing proofs of claims secured by the debtor’s principal residence and claims based on writings.  The changes are to the Federal Rules of Bankruptcy Procedure Rule 3001 and 3002.1.  Changes [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>When Spouses Cannot Strip Mortgage Liens in Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2011/04/13/when-spouses-cannot-strip-mortgage-liens-in-bankruptcy/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 18:32:19 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[strip lien]]></category>
		<category><![CDATA[tenancy by the entirety]]></category>
		<category><![CDATA[wholly unsecured liens]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=397</guid>
		<description><![CDATA[In a previous advisory, titled “Lien Stripping Prohibited if Debtor is Ineligible for Discharge”, the discussion centered on emerging case law that prohibits a debtor from stripping liens on wholly unsecured mortgage claims when that debtor is ineligible for a Chapter 13 discharge.  A recent case out of the Northern District of Illinois Bankruptcy Court [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Jersey Bankruptcy Court Rejects Debtor’s Attempt to Avoid Lien in a Chapter 7 Case</title>
		<link>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/</link>
		<comments>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 19:22:29 +0000</pubDate>
		<dc:creator>Karina Velter</dc:creator>
				<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Dewsnup v. Timm]]></category>
		<category><![CDATA[In re Laskin]]></category>
		<category><![CDATA[In re McDonald]]></category>
		<category><![CDATA[In re Talbert]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage lien]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Nobelman v. American Savings Bank]]></category>
		<category><![CDATA[Ryan v. Homcomings Fin. Network]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=357</guid>
		<description><![CDATA[Following the trend of a majority of the Circuit Courts, the United States Bankruptcy Court for the District of New Jersey concludes that a Chapter 7 debtor may not void a lien under §506(d) where the claim is wholly unsecured.  This is an important decision for creditors as it solidifies the principle that a wholly [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Treasury Department Issues Guidelines for Use of HAMP in Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:00:03 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 13 Trustee]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=335</guid>
		<description><![CDATA[A recent post advised lenders and servicers of a strategy proposed by a prominent Chapter 13 Trustee to file bankruptcy and apply for a HAMP modification at the same time. To recap, theoretically, the servicer will lower the mortgage payments and a modification would be in executed within 60 days of filing the bankruptcy, and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Beware of Chapter 13 Plans That Depend on HAMP Modification</title>
		<link>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/</link>
		<comments>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 18:15:51 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Affidavid of Hardship]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Request for Modification]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=327</guid>
		<description><![CDATA[The bills in both the House and Senate which would have allowed bankruptcy judges to modify the terms of certain mortgages died long ago.  However, one prominent Chapter 13 bankruptcy trustee is promoting his own version of reform by promoting the use of HAMP (Homeowners Affordable Modification Program) in concert with a Chapter 13 bankruptcy.  [...]]]></description>
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