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	<title>WWR Bankruptcy &#62; Your Bankruptcy News &#38; Information Source &#187; HAMP</title>
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	<link>http://wwrbankruptcy.com</link>
	<description>WW&#38;R Bankruptcy practice group of Weltman, Weinberg &#38; Reis, the nation&#039;s largest creditor&#039;s rights law firm, is your source for bankruptcy news and information. We are committed to helping clients thrive in these ever changing times.</description>
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		<title>HAMP Single Point of Contact for Borrower Assistance</title>
		<link>http://wwrbankruptcy.com/2011/05/20/hamp-single-point-of-contact-for-borrower-assistance/</link>
		<comments>http://wwrbankruptcy.com/2011/05/20/hamp-single-point-of-contact-for-borrower-assistance/#comments</comments>
		<pubDate>Fri, 20 May 2011 19:22:12 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Directive 11-04]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Supplemental Directive]]></category>
		<category><![CDATA[UP]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=411</guid>
		<description><![CDATA[On May 18, 2011, The Treasury Department issued Supplemental Directive 11-04 under the Home Affordable Modification Program (HAMP).  The purpose of this Directive is to require servicers of non-GSE mortgages to have a single point of contact for dealing with customers who are currently in or may be eligible for HAMP programs on first mortgages.  [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The New Congress and Its Effect on Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2010/11/29/the-new-congress-and-its-effect-on-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2010/11/29/the-new-congress-and-its-effect-on-bankruptcy/#comments</comments>
		<pubDate>Mon, 29 Nov 2010 21:14:04 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[bankruptcy statistics]]></category>
		<category><![CDATA[HAMP]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=365</guid>
		<description><![CDATA[November 2010 saw a change sweeping through Washington and the country. Republicans regained the majority in the House and made some major gains in the Senate. With new faces in both chambers, new leaders in the House and a steady number of Bankruptcies being filed in the United States, what effect will these changes have [...]]]></description>
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		<title>Treasury Department Issues Guidelines for Use of HAMP in Bankruptcy</title>
		<link>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/</link>
		<comments>http://wwrbankruptcy.com/2010/03/30/treasury-department-issues-guidelines-for-use-of-hamp-in-bankruptcy/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:00:03 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Filings]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 13 Trustee]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=335</guid>
		<description><![CDATA[A recent post advised lenders and servicers of a strategy proposed by a prominent Chapter 13 Trustee to file bankruptcy and apply for a HAMP modification at the same time. To recap, theoretically, the servicer will lower the mortgage payments and a modification would be in executed within 60 days of filing the bankruptcy, and [...]]]></description>
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		<title>Beware of Chapter 13 Plans That Depend on HAMP Modification</title>
		<link>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/</link>
		<comments>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 18:15:51 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Affidavid of Hardship]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Request for Modification]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=327</guid>
		<description><![CDATA[The bills in both the House and Senate which would have allowed bankruptcy judges to modify the terms of certain mortgages died long ago.  However, one prominent Chapter 13 bankruptcy trustee is promoting his own version of reform by promoting the use of HAMP (Homeowners Affordable Modification Program) in concert with a Chapter 13 bankruptcy.  [...]]]></description>
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		<title>Still Looming:  Bankruptcy Reform and Cramdown</title>
		<link>http://wwrbankruptcy.com/2009/07/24/still-looming-bankruptcy-reform-and-cramdown/</link>
		<comments>http://wwrbankruptcy.com/2009/07/24/still-looming-bankruptcy-reform-and-cramdown/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 18:53:25 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Adam Levitin]]></category>
		<category><![CDATA[Alys Cohen]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy reform]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure crisis]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Jeff Sessions]]></category>
		<category><![CDATA[Mark Calabria]]></category>
		<category><![CDATA[Richard Durbin]]></category>
		<category><![CDATA[Richard Genirberg]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=223</guid>
		<description><![CDATA[On July 23, 2009, the Senate Committee on the Judiciary, Subcommittee on Administrative Oversight and the Courts scheduled a hearing on &#8220;The Worsening Foreclosure Crisis: Is It Time to Reconsider Bankruptcy Reform?&#8221; Due to the rise in foreclosures and continuing high level of unemployment, Democratic senators are attempting to revisit the bankruptcy reform that would [...]]]></description>
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