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	<title>WWR Bankruptcy &#62; Your Bankruptcy News &#38; Information Source &#187; Real Estate</title>
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	<link>http://wwrbankruptcy.com</link>
	<description>WW&#38;R Bankruptcy practice group of Weltman, Weinberg &#38; Reis, the nation&#039;s largest creditor&#039;s rights law firm, is your source for bankruptcy news and information. We are committed to helping clients thrive in these ever changing times.</description>
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		<title>New Jersey Bankruptcy Court Rejects Debtor’s Attempt to Avoid Lien in a Chapter 7 Case</title>
		<link>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/</link>
		<comments>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 19:22:29 +0000</pubDate>
		<dc:creator>Karina Velter</dc:creator>
				<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Dewsnup v. Timm]]></category>
		<category><![CDATA[In re Laskin]]></category>
		<category><![CDATA[In re McDonald]]></category>
		<category><![CDATA[In re Talbert]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage lien]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Nobelman v. American Savings Bank]]></category>
		<category><![CDATA[Ryan v. Homcomings Fin. Network]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=357</guid>
		<description><![CDATA[Following the trend of a majority of the Circuit Courts, the United States Bankruptcy Court for the District of New Jersey concludes that a Chapter 7 debtor may not void a lien under §506(d) where the claim is wholly unsecured.  This is an important decision for creditors as it solidifies the principle that a wholly [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/08/25/new-jersey-bankruptcy-court-rejects-debtor%e2%80%99s-attempt-to-avoid-lien-in-a-chapter-7-case/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Beware of Chapter 13 Plans That Depend on HAMP Modification</title>
		<link>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/</link>
		<comments>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 18:15:51 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Homeowners Affordable Modification Program]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Affidavid of Hardship]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Request for Modification]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=327</guid>
		<description><![CDATA[The bills in both the House and Senate which would have allowed bankruptcy judges to modify the terms of certain mortgages died long ago.  However, one prominent Chapter 13 bankruptcy trustee is promoting his own version of reform by promoting the use of HAMP (Homeowners Affordable Modification Program) in concert with a Chapter 13 bankruptcy.  [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2010/03/25/beware-of-chapter-13-plans-that-depend-on-hamp-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Has Mortgage Cramdown Died Its Final Death?</title>
		<link>http://wwrbankruptcy.com/2009/12/17/has-mortgage-cramdown-died-its-final-death/</link>
		<comments>http://wwrbankruptcy.com/2009/12/17/has-mortgage-cramdown-died-its-final-death/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 17:03:24 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=278</guid>
		<description><![CDATA[The House on December 11, 2009 rejected an amendment to the Wall Street Reform and Protection Act of 2009 that would allow mortgage cramdowns in Chapter 13 bankruptcies.  The surprise is that this is the same amendment that the House passed earlier this year.  This time it was defeated by a vote of 241 to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Additional Documentation Requirements in Southern Indiana and Southern Ohio</title>
		<link>http://wwrbankruptcy.com/2009/11/27/additional-documentation-requirements-in-southern-indiana-and-southern-ohio/</link>
		<comments>http://wwrbankruptcy.com/2009/11/27/additional-documentation-requirements-in-southern-indiana-and-southern-ohio/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 13:00:41 +0000</pubDate>
		<dc:creator>Brian Davis</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Local Procedures & Rules]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[local rules]]></category>
		<category><![CDATA[motions for relief from stay]]></category>
		<category><![CDATA[post-petition payment history]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Southern District of Indiana]]></category>
		<category><![CDATA[Southern District of Ohio]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=273</guid>
		<description><![CDATA[The Southern District of Indiana and the Southern District of Ohio are revising their Local Rules effective December 1, 2009. Both jurisdictions are revising their Rules to require creditors to attach a post-petition payment history to motions for relief from stay in Chapter 13 cases. Additionally, the Southern District of Ohio will require additional documentation [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/11/27/additional-documentation-requirements-in-southern-indiana-and-southern-ohio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Procedure for Filing Notice of Mortgage Payment Change Amended in Western District of Pennsylvania</title>
		<link>http://wwrbankruptcy.com/2009/11/17/procedure-for-filing-notice-of-mortgage-payment-change-amended-in-western-district-of-pennsylvania/</link>
		<comments>http://wwrbankruptcy.com/2009/11/17/procedure-for-filing-notice-of-mortgage-payment-change-amended-in-western-district-of-pennsylvania/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 21:43:00 +0000</pubDate>
		<dc:creator>Alan Hochheiser</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Local Procedures & Rules]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Notice of Mortgage Payment Change]]></category>
		<category><![CDATA[Western District of Pennsylvania]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=261</guid>
		<description><![CDATA[Effective January 1, 2010, the Western District of Pennsylvania Court Procedure will change regarding notifying the Court and the Debtor of monthly mortgage payment changes. The Chapter 13 Trustee is the acting disbursing agent for ongoing mortgage payments in this district. Notice of Mortgage Payment Change must be filed with the Court at least twenty-one [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Possible Compromise This Week on Bankruptcy Cramdown Legislation</title>
		<link>http://wwrbankruptcy.com/2009/04/21/possible-compromise-this-week-on-bankruptcy-cramdown-legislation/</link>
		<comments>http://wwrbankruptcy.com/2009/04/21/possible-compromise-this-week-on-bankruptcy-cramdown-legislation/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 13:00:04 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lender incentives]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[residential mortgage]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Whip Dick Durbin]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=207</guid>
		<description><![CDATA[While the House passed a bill permitting mortgage cramdowns, the Senate has yet to do so.  However, it hopes to have a compromise in place this week.  Senate Majority Whip Dick Durbin (D-Ill) met with banks, credit unions, and consumer groups to negotiate terms for the Senate bill. Details are sketchy, but it appears that [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/04/21/possible-compromise-this-week-on-bankruptcy-cramdown-legislation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Rates Rise To Their Highest Levels In First Quarter of 2009</title>
		<link>http://wwrbankruptcy.com/2009/04/20/foreclosure-rates-rise-to-their-highest-levels-in-first-quarter-of-2009/</link>
		<comments>http://wwrbankruptcy.com/2009/04/20/foreclosure-rates-rise-to-their-highest-levels-in-first-quarter-of-2009/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 14:36:17 +0000</pubDate>
		<dc:creator>David Yunghans</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[congressional programs]]></category>
		<category><![CDATA[filings]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[rate of foreclosures]]></category>
		<category><![CDATA[RealtyTrac]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=205</guid>
		<description><![CDATA[On Thursday April 16, 2009 RealtyTrac reported that foreclosure rates in March 2009 increased by 17% from February.  The increase came as many mortgage lenders ended temporary moratoriums imposed on the filing of foreclosures.  The March and first quarter totals also jumped 24% from a year ago and were the highest since RealtyTrac began reporting [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/04/20/foreclosure-rates-rise-to-their-highest-levels-in-first-quarter-of-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Cramdown Legislation On Shaky Ground</title>
		<link>http://wwrbankruptcy.com/2009/04/13/bankruptcy-cramdown-legislation-on-shaky-ground/</link>
		<comments>http://wwrbankruptcy.com/2009/04/13/bankruptcy-cramdown-legislation-on-shaky-ground/#comments</comments>
		<pubDate>Mon, 13 Apr 2009 12:22:54 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[Harry Reid]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=198</guid>
		<description><![CDATA[The Senate may leave the proposed cramdown legislation behind as it considers other remedies for the housing and mortgage meltdown. The legislation would allow bankruptcy judges to modify certain home mortgage loans by reducing the principal, the payments, and/or the interest rates.  The lending community has fiercely opposed it, and some lawmakers on both sides [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/04/13/bankruptcy-cramdown-legislation-on-shaky-ground/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Document Challenges To Motions For Relief From Stay In Chicago</title>
		<link>http://wwrbankruptcy.com/2009/04/09/document-challenges-to-motions-for-relief-from-stay-in-chicago/</link>
		<comments>http://wwrbankruptcy.com/2009/04/09/document-challenges-to-motions-for-relief-from-stay-in-chicago/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 14:00:15 +0000</pubDate>
		<dc:creator>Monette Cope</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Motion]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chicago]]></category>
		<category><![CDATA[collateral]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[Judge Schmetterer]]></category>
		<category><![CDATA[motions for relief]]></category>
		<category><![CDATA[moving party]]></category>
		<category><![CDATA[Northern District of Illinois]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[recorded assignments]]></category>
		<category><![CDATA[security interest]]></category>
		<category><![CDATA[servicing agreement]]></category>
		<category><![CDATA[supporting documents]]></category>
		<category><![CDATA[UCC statement]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=193</guid>
		<description><![CDATA[There are ten bankruptcy judges in the Northern District of Illinois (Chicago).  Only one of these judges, Judge Schmetterer, has a standing order requiring supporting documents be filed with motions for relief. Copies of the note and security interest must be filed as exhibits to the motion.  If the collateral is real estate, a recorded [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/04/09/document-challenges-to-motions-for-relief-from-stay-in-chicago/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unintended Consequences: Bankruptcy Cram Down May Actually Case Decrease in Bankruptcy Filings</title>
		<link>http://wwrbankruptcy.com/2009/04/08/unintended-consequences-bankruptcy-cram-down-may-actually-case-decrease-in-bankruptcy-filings/</link>
		<comments>http://wwrbankruptcy.com/2009/04/08/unintended-consequences-bankruptcy-cram-down-may-actually-case-decrease-in-bankruptcy-filings/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 20:12:14 +0000</pubDate>
		<dc:creator>Scott Fink</dc:creator>
				<category><![CDATA[Bankruptcy Act 2009]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[collateral]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[residential mortgage]]></category>

		<guid isPermaLink="false">http://wwrbankruptcy.com/?p=191</guid>
		<description><![CDATA[With the proposed amendments to the Bankruptcy Code placed on temporary hold by Congress until at least late April, it seems appropriate to take a step back and examine the possible unintended consequences of the passage of such a law. While providing troubled borrowers with an effective tool to rework their mortgage terms under the [...]]]></description>
		<wfw:commentRss>http://wwrbankruptcy.com/2009/04/08/unintended-consequences-bankruptcy-cram-down-may-actually-case-decrease-in-bankruptcy-filings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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